Effective Date: 15-12-2025
Last Updated: 16-12-2025
Welcome to LifeTaleLibrary.com.ng. By accessing and using this website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use this website.
1. Acceptance of Terms
By visiting, browsing, or using LifeTaleLibrary.com.ng (“the Site”), you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy, regardless of how you access the Site (e.g., computer, mobile, tablet).
2. Changes to These Terms
We reserve the right to modify, update, or replace any part of these Terms at any time without prior notice. Your continued use of the Site after such changes signifies acceptance of the updated Terms. You are responsible for reviewing these Terms regularly.
3. Use of the Site
You agree to use this Site only for lawful purposes and in a way that does not infringe on the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. Prohibited conduct includes, but is not limited to:
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Harassment, abuse, discrimination, or promoting harmful content
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Uploading viruses or malicious code
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Attempting to disrupt or interfere with the Site’s operation
4. Intellectual Property
All content published on LifeTaleLibrary.com.ng — including text, graphics, logos, images, and digital downloads — is the property of Life Tale Library or our content partners and is protected by copyright, trademark and other intellectual property laws.
You are granted a limited, non‑exclusive, and non‑transferable license to view and use the Site for personal, non‑commercial purposes only. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way any material from this Site without our prior written permission.
5. User‑Generated Content
You may be able to submit comments, feedback, or other content (“User Content”). By submitting User Content:
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You grant us a worldwide, non‑exclusive, royalty‑free, perpetual, transferable license to use, reproduce, modify, publish, and distribute that content.
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Your content must be original, lawful, and not infringe on intellectual property or personal rights.
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We reserve the right to remove or refuse any User Content at our discretion.
6. Third‑Party Links and Advertising
Our Site may contain links to third‑party websites and services that are not owned or controlled by Life Tale Library.
We are not responsible for the content, policies, or practices of third‑party sites. Clicking on these links may take you to a site with terms different from ours, and you should review their Terms and Privacy Policies separately.
Google AdSense
We participate in Google AdSense, which may display advertisements on the Site. Google may use cookies (such as the DoubleClick cookie) to serve ads tailored to your interests. You may opt out of personalized advertising by visiting Google Ads Settings. Our use of cookies and ad technology is governed by our Privacy Policy.
7. Privacy Policy
Your use of this Site is also governed by our Privacy Policy, which explains how we collect, store, and use your personal information. By using the Site, you consent to data practices described therein.
8. Disclaimers
No Warranty
This Site is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error‑free, or secure.
Accuracy of Information
While we strive to provide accurate and up‑to‑date information, we cannot guarantee the completeness, reliability, or accuracy of the content. Any reliance you place on such information is strictly at your own risk.
9. Limitation of Liability
In no event shall Life Tale Library, its owners, employees, agents or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of, or inability to use, this Site — including loss of data, revenue, or profits — even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to defend, indemnify, and hold harmless Life Tale Library, its officers, directors, employees, and agents from and against all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from:
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Your use of the Site
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Your violation of these Terms
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Your violation of any third‑party right
11. Governing Law
These Terms shall be governed by and interpreted under the laws of the Federal Republic of Nigeria without regard to conflict of law principles.
12. Contact Information
If you have questions or concerns about these Terms, please contact us:
Email: lifetalelibrary@gmail.com
Web site Address: https://lifetalelibrary.com.ng/